Delayed Payment Interest Calculator
Compound interest at three times the RBI Bank Rate with monthly rests, as required by section 16 of the MSMED Act, 2006.
Open →Section 43B(h) Applicability Checker
Find which payables to micro and small enterprises are disallowed until actually paid under section 43B(h).
Open →MSME Document Generator
Prepare the sale-of-goods agreement, the claimant affidavit before the Facilitation Council and the buyer's declaration for a section 18 claim.
Open →Delayed Payment Notice Generator
Prepare a demand notice for overdue MSME dues, with the interest working attached.
Open →Privacy. No server, no sign-up, no tracking. Everything is stored in your own browser, so take a JSON backup regularly. Note. These tools are working aids, not legal or tax advice; confirm important positions with a chartered accountant or advocate. RBI Bank Rate data verified up to 12 November 2026. Documentation: README, legal source register, test report.